Average weighted
interest rates
>>>
  1. Commercial banks
   Oct.2025
   1.1 Total16.83 %
         of which:
         - in national currency19.39 %
         - in foreign currency5.98 %
   1.2 Interest rate by sectors
      Industry13.06 %
      Agriculture17.81 %
      Transport19.06 %
      Communication25.00 %
      Trade10.78 %
      Procurement and processing10.23 %
      Construction10.04 %
      Mortgage19.07 %
      Consumer loans20.22 %
      Services13.18 %
      Other13.56 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 13 259.50 13 325.50
2.00 25 242.00 25 343.00
5.00 61 347.50 61 531.50
10.00 120 877.00 121 119.00
31.1035 372 498.00 378 085.50
100.00 1 193 131.50 1 228 925.50
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 154 236 357.41
20208 12 984.0 154 431 317.96
20212 13 166.7 156 604 369.64
20216 12 791.0 152 135 814.77
20218 12 876.6 153 153 900.95

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