Average weighted
interest rates
>>>
  1. Commercial banks
   Dec.2025
   1.1 Total17.03 %
         of which:
         - in national currency19.14 %
         - in foreign currency7.64 %
   1.2 Interest rate by sectors
      Industry8.32 %
      Agriculture17.67 %
      Transport19.83 %
      Communication23.99 %
      Trade13.78 %
      Procurement and processing7.85 %
      Construction15.55 %
      Mortgage18.84 %
      Consumer loans20.76 %
      Services14.54 %
      Other14.91 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 15 881.50 15 961.00
2.00 30 486.50 30 608.00
5.00 74 540.00 74 766.50
10.00 146 197.50 146 490.00
31.1035 454 023.00 460 833.50
100.00 1 459 570.00 1 503 357.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 188 398 889.33
20208 12 984.0 188 637 032.59
20212 13 166.7 191 291 403.66
20216 12 791.0 185 833 087.67
20218 12 876.6 187 076 674.53

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