Average weighted
interest rates
>>>
  1. Commercial banks
   Jan.2026
   1.1 Total18.84 %
         of which:
         - in national currency19.85 %
         - in foreign currency8.17 %
   1.2 Interest rate by sectors
      Industry12.26 %
      Agriculture19.01 %
      Transport17.29 %
      Communication0.00 %
      Trade14.62 %
      Procurement and processing6.42 %
      Construction13.53 %
      Mortgage16.87 %
      Consumer loans20.77 %
      Services8.74 %
      Other18.22 %
  2. Nonbank finance and credit institutions
Q4/2025
      2.1 Total29.73 %
   2.2 Micro-financing institutions
      2.2.1 Total29.79 %
      2.2.2 By sectors:
         Industry22.96 %
         Agriculture30.78 %
         Transport26.58 %
         Communication32.88 %
         Trade26.11 %
         Procurement and processing17.01 %
         Construction26.05 %
         Consumer loans32.20 %
         Services28.95 %
         Other27.81 %
         FCI credits18.65 %
    2.3 Credit unions
      2.3.1 Total25.59 %
      2.3.2 By sectors:
         Industry26.46 %
         Agriculture26.09 %
         Transport26.16 %
         Communication0.00 %
         Trade26.01 %
         Procurement and processing25.24 %
         Construction21.67 %
         Consumer loans0.00 %
         Services27.67 %
         Other26.96 %
Weight (g.) Purchase (som) Sale (som)
1.00 15 777.50 15 874.50
2.00 30 278.00 30 470.50
5.00 74 015.50 74 598.00
10.00 145 148.50 145 439.00
31.1035 450 765.50 457 527.00
100.00 1 449 097.00 1 492 570.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 187 040 773.73
20208 12 984.0 187 277 200.29
20212 13 166.7 189 912 436.73
20216 12 791.0 184 493 468.23
20218 12 876.6 185 728 090.41

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