Average weighted
interest rates
>>>
  1. Commercial banks
   Dec.2025
   1.1 Total17.03 %
         of which:
         - in national currency19.14 %
         - in foreign currency7.64 %
   1.2 Interest rate by sectors
      Industry8.32 %
      Agriculture17.67 %
      Transport19.83 %
      Communication23.99 %
      Trade13.78 %
      Procurement and processing7.85 %
      Construction15.55 %
      Mortgage18.84 %
      Consumer loans20.76 %
      Services14.54 %
      Other14.91 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 15 426.50 15 665.00
2.00 29 576.50 29 790.50
5.00 72 251.50 72 878.00
10.00 141 620.50 142 087.00
31.1035 439 808.00 446 405.00
100.00 1 413 869.00 1 456 285.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 182 472 401.00
20208 12 984.0 182 703 052.96
20212 13 166.7 185 273 925.13
20216 12 791.0 179 987 312.10
20218 12 876.6 181 191 779.28

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